personal finance

  • Why Student Loans are Freaking Everyone Out

    Student loans are a big deal. Colleges have done a phenomenal job of convincing everyone that the only way to survive in life is by getting a degree. Unfortunately, they’ve succeeded for the most part. Subsequently, obtaining a degree is most likely required in order to get a decent...
  • Credit, Debit, Cash or… Bitcoin? Which Payment Method is Best for You?

    So Bitcoin… I’ll say right off the bat, Cryptocurrencies like Bitcoin are unbelievably volatile and unreliable in terms of value at this time. Thus, considering them as a viable paying option is unwise. Also, the mere fact that different types of Cryptocurrencies can just be created is rather frightening....
  • Is It Better To Rent or Buy Your Home?

    Is It Better to Rent or Buy Your Home? Often classified as one of the biggest financial decisions the average person makes. So to make a long answer short: It Depends. You may hear real estate moguls preach renting is always better than buying and buying a house is...
  • Invest or Pay Off Debt?

    Should You Invest or Pay Off Debt?

    If you’re asking yourself the question as to whether you should invest or pay off debt, you’re probably sitting on a little chunk of change alongside a mediocre amount of debt. You’ve probably made a little bit of money and aren’t quite sure what to do with it. The...
  • Personal Finance Ratios: Got Targets?

    The measurement of your personal financial performance & position, by the use of simple ratios, is a remarkable way to WIN with money. Personal finance ratios are tools used by almost every financial planner and coach to help set goals for their clients. In a Harvard MBA study (The...
  • 5 Tips – How to Endure Through the Stress & Struggle

    No, my 5 tips are not pizza, ice cream, bingeing Netflix, coffee or alcohol. Studies have shown they don’t work well in the long-term… There are going to be times in your life where you feel so overwhelmed and stressed beyond belief. Perhaps you or someone else you know...
  • The 7 Basic Rules of Successful Money Management

    Rule #1 – Grow your income If you’ve plateaued, you need to do something immediately. As from the book, The Richest Man in Babylon – “increase thy capacity to earn, and earn you shall.” In other words, learn something new or develop some new skills. You should always be...
  • How to Survive an Economic Crisis

    People have been asking a lot about a coming economic Crisis and an imminent collapse. So, let’s talk about it… There are always rumblings going on about some sort of economic crisis brewing – whether it be a dollar collapse, a stock market crash, a housing bubble burst, or...
  • Intro to Investing: Set Your Goals, Develop Your Strategy

    Why do you want to start investing? A critical question to answer before you even begin. Goal setting and strategic development are key elements to success....