Living Within Your Means… Is it Worth it?

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Brief thoughts:

“If you want to live decent, live within your means, but if you want to live prosperously, live below your means.” – Economics Professor no one would know

If you have to financially stretch yourself to sustain your current life-style, odds are you’re trying to live beyond your means. Why is that bad? Because if one financial domino tips over in your life, so will all the others… Usually.

Living within your means is good. However, if you want to advance your current position, that won’t get you there too quickly. That’s why Dave Ramsey loves to say “if you want to live like no one else, you need to live like no one else.”

This is what he means: If you want to be financially healthy, you need to be radical by doing what it takes to get there. For some time, you may have to live below your means. What does that mean? Most things are self-explanatory, but here’s a start:

– Muster up your will power

– Discipline yourself in your spending and saving

– Kill the debt & resurrect the savings

Whatever economic ‘bracket’ you’re in, own it. Don’t focus only on being a savvy spender, be a savvy saver! For a couple of savings tips click this for wisdom.

It may be tough to live below your means, but it has been proven to be beneficial in the long haul…

If you’re serious about it and feeling rather radical about it, consider reading The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness!

Follow and keep an eye out for the next post!

Cheers & God Bless

DISCLAIMER: This post contains affiliate links of the products that I recommend, which means if you purchase products through the link, I’ll receive a small commission. This helps support the blog and the time and effort put into it. Thank you for the support!!



  1. Great post! I’m a firm believer in frugal living. Even if I don’t need a discount, I’m going to hunt for a good deal. My dad was able to pay for my college education in full, because he’s frugal. Not because he’s wealthy. You can live a “wealthy life” and have a lot of worthless things!

    Liked by 3 people

  2. I think sometimes I am glad that I was so poor at university and when I first moved back to the UK after the financial crash in 2008. I managed to live (and save a little) on a very low income.

    Now I earn a bit more, I just didn’t change the way we live much…so we find it easy to live below our means. I think it is really important to try to save a teeny bit, no matter how little you earn.

    Liked by 1 person

    1. Those were rough times after 2008! But you’re right, sometimes we dont realize that it’s more than possible to live below our means and it’s actually more profitable in the long run to do so! You have a great story my friend and fits in perfectly with this post. I totally agree with you on the savings btw. I’m planning on posting about saving in the very near future!

      Liked by 1 person

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